The smarter way to manage FX
Hold, convert, and hedge across multiple currencies. Earn yield on idle cash, lock in FX rates, and move money globally, all from one platform.
No setup fees · Only takes 5 mins
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Stop losing to FX.
Borrow against your strongest assets
Borrow against hard currencies — stablecoins or fiat — to hedge your FX exposure. Lock in rates, protect margins, and manage volatility without liquidating your position.
USDC
USDTBorrow
Hold every currency that matters.
Multi-currency accounts
Open accounts in multiple currencies from a single dashboard. Hold, convert, and move funds across USD, EUR, GBP, MXN, BRL and more.
Accounts
Move money globally without fees.
Global payments, instant
Send and receive payments in 50+ currencies with competitive FX rates and near-zero fees.
Send money
Put your cash to work.
Idle cash is a missed opportunity.
Put your treasury to work. Earn competitive yield across multiple currencies and stablecoins with no lock-up periods. Withdraw anytime.
Treasury
Every currency is just a swap away.
Swap currencies instantly
Convert between fiat and stablecoins at live FX rates with near-zero fees. Settle instantly across 50+ currencies.
USDCUSDTSwap
Your AI treasury agent.
Ask anything about your money
Ask questions about your balances, FX exposure, cash flow, and transactions in plain language. Get instant answers, charts, and actionable insights.
What's the FX outlook this week?
Questions and answers.
Buffer is a global treasury management and banking platform. Multi-currency accounts, real-time FX, global payments, yield, hedging, and stablecoin rails — all from one dashboard.